If you are looking for a rewarding career opportunity in a professional and fun work environment, look no further than WoodTrust Bank!  We value every associate and appreciate the importance each individual role contributes to our success.  We are currently seeking a motivated, detail-oriented person for a Commercial Banking Officer (CBO) located in our Wausau market.   

Did You Know?  WoodTrust is one of the largest privately owned, full service financial institutions headquartered in central and northern Wisconsin, serving individual, family, corporate and not-for-profit customers in 35 states.

Founded in 1891, WoodTrust is a $600 million local, family-owned bank with offices in Wisconsin Rapids, Plover and Wausau, WI. Backed by the strength of a long-standing banking tradition, WoodTrust has the vision and the values to succeed. We take great pride in the fact that we live, work and play in the communities we serve. At WoodTrust, you’ll experience a welcoming culture that inspires, challenges and empowers associates to provide the best service possible. At WoodTrust, the customer is #1. We exist because of the customer and our attitudes and actions reflect that with each and every interaction.

We strive to provide a candid environment where individuals can grow, develop, be productive and enjoy their work. We provide continuous on-the-job training to enhance skills and encourage internal advancement. If you are interested in a career in financial services, want to work with fun and talented professionals, and grow with a private, family-owned organization, you would be a great fit for our team! 

A Commercial Banking Officer is responsible for managing a book of commercial banking customers. The CBO examines, evaluates, and authorizes or recommends approval of commercial loan requests. The CBO is a team player within the Bank, is customer oriented, and has an interest in promoting the Bank and its products. The CBO must maintain a thorough knowledge of all commercial loan products available as well as other banking services which would include, but not be limited to, consumer loans, real estate loans, depository and cash management products.

The essential duties and responsibilities of this position include, but are not limited to, the following:

  • Originate, underwrite and close commercial loans for existing and new clients of the Bank in adherence to the WoodTrust Bank loan policy.
  • Maintain credit quality of portfolio by reviewing customer performance on a continual basis with follow-up on financial statement reporting to the Bank.
  • Foster new business development and business retention to promote portfolio growth while maintaining high credit quality.
  • Ability to make credit decisions based on analytical credit underwriting procedures accentuated by ongoing education including seminars and informational reading.
  • Monitor and enforce collection activities on past-due loans and develop workout plans for troubled credit.
  • Work with other professionals necessary to evaluate and document loan transactions. This would include attorneys, accountants and appraisers.
  • Display good negotiation skills and business judgment.
  • Maintain an active presence in the community by attending social events, volunteer for local non-profit organizations and participate in other community focused activities.

Bachelor’s degree (B. A.) from four-year college or university; or three to five years related experience and/or training; or equivalent combination of education and experience.

Attention to detail, a high degree of accuracy and the ability to multi-task are essential to this position as well as well as a solid understanding of math concepts, good written communication skills and a desire to solve problems. Proficient computer skills are necessary.

The position requires skills and sales techniques as well as sound judgment in lending decisions. The CBO will deal effectively with the public in both positive and negative situations that may arise. It is important for the individual to represent the Bank by maintaining a positive community image, by being involved in community activities and organizations.

The person in this position must enjoy people and be willing and eager to interact pleasantly with customers and fellow associates alike. They must understand the team concept and be able to function as a member of a team as this team works towards a common goal.

It is essential to observe the strictest secrecy and confidentiality on the subject of accounts and activities of any kind of dealing with the bank and maintain a high level of enthusiasm and customer awareness while conveying our confidence in the Bank and the services that are offered.

If you want to work with fun and talented professionals, and grow with a private, family-owned organization, you would be a great fit for our team! WoodTrust strives to be an employer of choice, placing a major emphasis on personal and professional development.

This is full-time position with a great work-life balance. We offer competitive pay, a full benefit package including medical, dental, vision, vacation, sick leave and a generous 401(k) matching program along with a performance-based annual bonus opportunity.

Download Application Here

Please submit your application and resume by email to or in person at one of our branch locations in Wisconsin Rapids, Plover or Wausau, WI.

WoodTrust is an Equal Opportunity Employer.