About News Locations Associates Careers Contact Account Access --Select Online Access-- BANKING ---- Consumer Internet Banking ---- Business Internet Banking TRUST & INVESTMENTS ---- Retirement Plan Participants ---- Private Investors ---- Investment Services OTHER BANKING ACCESS ---- Remote Deposit ---- eZ Business Card Management ---- eZ Card Info ---- Discount Brokerage ---- Positive Pay System ---- OnBase Web Access ---- Secure Upload ---- Points2U Rewards Program ---- WoodTrust Gift Cards     Business Banking   Consumer Banking   Trust & Investments   Mortgage   Commercial Lending Deposit Services Business Credit Cards Points2U Business Internet Banking Remote Deposit Health Savings Accounts Other Services Mortgages Home Equity & Consumer Loans Consumer Internet Banking Checking Accounts Points2U Savings Accounts HSAs CDs Private Banking Verified by Visa Investment Management Fiduciary Services Retirement Plans Trusts & Estate Planning IRAs Financial Planning Investment Services Mortgage Lending Mortgage Application Home Equity & Consumer Loans Health Savings Accounts Who Can Have an HSA High Deductible Health Plans (HDHPs) Finding HDHP Coverage HSA Contributions Determining Your Contribution Using Your HSA Advantages of HSAs What Happens to an HSA at Death? Need More Information about HSAs?   Consumer Banking Mortgages Home Equity & Consumer Loans Consumer Internet Banking Checking Accounts Overdraft Services Points2U Savings Accounts Health Savings Accounts Certficates of Deposit Private Banking Verified by Visa WoodTrust.com > Consumer Banking > Health Savings Accounts   What Happens to my HSA at Death? If the spouse becomes the owner of the account, the spouse can use it as if it were their own HSA. If unmarried, the account will no longer be treated as an HSA upon death. The account will pass to a beneficiary or become part of the estate (and be subject to any applicable taxes). WoodTrust Bank’s Health Savings Account offers access to funds in multiple ways – plus earn interest on daily account balances. Unlike employer based flexible spending accounts, Health Savings Accounts allow rollovers of unused funds from year-to-year. Next: Need More Information about HSAs? Previous: Advantages of HSAs
	Business Banking Consumer Banking Trust & Investments Mortgage About News Locations Associates Careers Contact Search Copyright © 2008 WoodTrust Financial Corporation. All Rights Reserved. Privacy Policy Member FDIC Notice: If you are leaving a WoodTrust website and going to a third party site, that site may have a privacy policy different from WoodTrust and may provide less security than this WoodTrust site. WoodTrust and its affiliates are not responsible for the products, services, and content on the third party website.