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WoodTrust.com > Consumer Banking > Checking Accounts > Checking Account Comparisons
 
Checking Account Comparisons

Account Type Special Features Bill Pay Special Conditions
Direct Deposit Checking Unlimited
FREE Checking with direct deposit of payroll.
No minimum balance - no limit on the number of checks written. First order of custom design checks free. Earns interest if account balance is $250.00 or more. FREE if balance requirements are maintained* There is no monthly maintenance fee. Free VISA Check Card or PULSE® Card.
Checking Unlimited
This account is designed for people who write a lot of checks or don’t want to worry about minimum balance requirements.
No minimum balance – no limit on the number of checks that can be written. Receive free personalized checks. Earns interest if account balance is $250.00 or more. FREE – No minimum balance required There is a flat monthly fee of $7.00 on this account.
Free VISA Check Card or PULSE Card.
Super NOW
This account offers access to money – plus earns interest on the daily account balance.
No limit on the number of checks written. The higher the account balance, the higher the interest rate received. Balance tiers are:
$0 - $9,999
$10,000 - $24,999
$25,000 or greater
FREE if balance requirements are maintained* There is no monthly maintenance fee if a minimum daily balance of $1,000 is maintained or if the average monthly balance is over $2,000. If the balance falls below these levels, there is a monthly maintenance fee of $5.00 plus $.20 per debit transaction.
Advantage Checking
Take advantage of a savings account relationships here at WoodTrust Bank – or use their daily or average balances to avoid services charges.
No limit on the number of checks that can be written. FREE if balance requirements are maintained* There is no monthly maintenance fee if one of the following conditions are met:
  • maintain $1,000 in a savings plan with us
  • maintain a $400 minimum daily balance
  • maintain a $1,000 average daily balance in a linked Certificate of Deposit, IRA or savings account
  • have automatic deduction of loan payment
  • are a Silver Key member.
If the balance falls below the minimum requirements, a $5 monthly maintenance fee will apply, and a debit fee of $.20 will be charged for each debit transaction (check, pre-authorized debit or ATM withdrawal within the PULSE network) in excess of 20 during statement cycle.
Econo-Checking
This is the ideal account if less than 10 checks are written each month.
No minimum balance requirement. FREE if balance requirements are maintained* $3.00 monthly maintenance fee.

Bill Pay standard pricing is $4.95 per month for unlimited number of payments. First three months are waived.
* Bill Pay monthly fee is waived if account has a monthly average collected balance of $1,500 or if a relationship balance of $2,500 is maintained.
See Deposit Account Disclosure brochure for details on service fees.