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Checking Account Comparisons
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| Account Type |
Special Features |
Bill Pay |
Special Conditions |
Direct Deposit Checking Unlimited
FREE Checking with direct deposit of payroll.
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No minimum balance - no limit on the number of checks
written. First order of custom design checks free. Earns interest if account balance is $250.00 or more. |
FREE if balance requirements are maintained* |
There is no monthly maintenance fee. Free VISA Check Card or PULSE® Card. |
Checking Unlimited
This account is designed for people who write a
lot of checks or don’t want to worry about
minimum balance requirements.
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No minimum balance – no limit on the number of checks that can be written.
Receive free personalized checks. Earns interest if account balance is $250.00 or more. |
FREE – No minimum balance required |
There is a flat monthly fee of $7.00 on this
account. Free VISA Check Card or PULSE Card. |
Super NOW
This account offers access to money –
plus earns interest on the daily account balance.
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No limit on the number of checks written. The higher
the account balance, the higher the interest rate received. Balance tiers are:
$0 - $9,999
$10,000 - $24,999
$25,000 or greater
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FREE if balance requirements are maintained* |
There is no monthly maintenance fee if a minimum daily balance of $1,000
is maintained or if the average monthly balance is over $2,000. If the balance falls below these
levels, there is a monthly maintenance fee of $5.00 plus $.20 per debit transaction. |
Advantage Checking
Take advantage of a savings account relationships here at WoodTrust Bank – or use
their daily or average balances to avoid services charges.
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No limit on the number of checks that can be
written. |
FREE if balance requirements are maintained* |
There is no monthly maintenance fee if one of the following conditions
are met:
- maintain $1,000 in a savings plan with us
- maintain a $400 minimum daily balance
- maintain a $1,000 average daily balance in a linked Certificate of Deposit, IRA or savings account
- have automatic deduction of loan payment
- are a Silver Key member.
If the balance falls below the minimum requirements, a $5 monthly maintenance fee will apply, and a debit fee of $.20 will be charged for each debit transaction (check, pre-authorized debit or ATM withdrawal within the PULSE network) in excess of 20 during statement cycle.
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Econo-Checking
This is the ideal account if less than 10 checks are written each month.
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No minimum balance requirement. |
FREE if balance requirements are maintained* |
$3.00 monthly maintenance fee. |
Bill Pay standard pricing is $4.95 per month for unlimited number of payments. First three months are waived.
* Bill Pay monthly fee is waived if account has a monthly average collected balance of $1,500 or if a relationship balance of $2,500 is maintained.
See Deposit Account Disclosure brochure for details on service fees.
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