When you've put aside enough money to cover all short-term expenses, there's just one more thing to do, take the "extra" and open a CD at WoodTrust Bank.

A CD does more for you and your money.  It carries a higher rate of interest than a savings account, and you can plan your CDs to mature at or near the time you need the money.  This makes them ideal as you're approaching a wedding, vacation, household purchase… you name it.

Short-term, long-term, minimum deposit or more, you decide.  It's your money.

Talk to one of our Personal Bankers about Certificates of Deposit.  We'll help you find the plan that gives you the flexibility and savings you want.

• Invest in any term available from 30 days to 5 years, or any date in between
• Interest rates fixed through term of investment
• Principle investment guaranteed, no principle risk
• $ 500 minimum for most investments one year or longer
• Flexible interest payment plan
• FDIC insured for your peace of mind
• Substantial penalty for early withdrawal